JBKlutse Writes: Grace, Contentment, and Financial Reflection: Insights from Overspending and God’s Provision

How I spent 3 times my salary in May 2023 and didn’t even notice; it only takes grace. I took the time to go beyond my usual end-of-month routine and tracked every cedi I spent. I accounted for what I spent on myself, what I sent to others, and even my offerings. It’s only when you do such things that you fully comprehend what God is doing for you. On second thought, there were expenses with physical cash that I haven’t included, which could make this total even 4 times my salary. May has been a month of incredible things happening for me, and I thank God for His provision and guidance in getting me through it. Honestly, I wish I didn’t spend this much, but when I reflect, almost everything was important unless I’m willing to say no to helping people I can.

Take it from me, if someone is able to give you GHS50 from their money, thank God for it because if more people start tracking their expenses, they might hesitate to help others due to alarming figures. However, the good news is, givers never lack! If you give with good intentions, God will undoubtedly take care of you. Times are hard, so appreciate any support someone gives you, and please remember those who give you tips or help you when you’re in need.

If you don’t pray for God to bless the person you’re seeking help from, you’re not doing well; you’re simply selfish and wicked. Don’t assume that those who help you have it all figured out. They simply know how to manage what they have. Have you not noticed that sometimes the people who approach others for help seem to enjoy life more than those who have more than enough to give? In their contentment and minimal approach to living, they’re able to save money to help others, unlike those who, in 2023, want to impress others. If you’re in this category, you’re a fool.

This scripture gives me goosebumps every time I read it: ‘Now godliness with contentment is great gain’ (1 Timothy 6:6). It has been a guiding principle in my life, teaching me that true sufficiency doesn’t come from having more money, but from God’s grace. I’ve come to realize that there are many people who may have more money than me, but if they were to attempt to live the way I do, they would quickly go broke. Contentment is the key. It reminds us that we don’t need more to feel sufficient. All we need is to trust in God’s provision and rely on His grace.

I am grateful to God for the individuals who have been instrumental in blessing me this month. From the clients who provided me with opportunities to the service providers who assisted me. May God continually expand your horizons.

Make sure to audit your financial life and plan your spending with costly sense, not just common sense.

Let me end here.