8 Common internet and mobile scams to watch out for in 2023

We rely on the internet a lot these days, which unfortunately also leaves us more vulnerable to the downsides of it such as scams and data breaches. 

Scams can cause us to lose personal information, and potentially money if we fall for them.

To protect yourself, it’s important to be aware of the signs of a scam and how to avoid it.

With that said, here are eight (8) mobile and internet scams you should keep an eye out for.

‘Nigerian Prince’ Scam

This one is the ‘OG’ of internet scams. For this type of scam, you will receive an email from a Nigerian Prince soliciting your money because he is stranded. In return, you get a handsome reward once he returns home.

The truth is there is no Prince behind this email only just someone looking to take your money.

Awareness of this scam has led to fewer victims over time. Yet still, it is one to take note of.

Mobile Money (Momo) scams

The entry of mobile money services in Ghana created a hotbed for potential scammers. Momo scams are diverse some of which are:

• You may receive a call from someone posing as an MTN customer agent saying your account is blocked. They may ask you to pay an amount to restore your account.
• Another form of this is a user mistakenly sending you an amount and asking for a refund.

Either way, you should be aware of this type of scam. If you find yourself experiencing a Momo scam, report it to your service provider and do not engage with the scammers.

Also do not share your pin with anyone. No ‘real’ customer agent will ask for your pin.

If you use MTN, dial 1515 to report such scams.

Lotto/NLA Scams

Lottery scams are typically spread through WhatsApp, where a group member sends lotto details promising a big payout in exchange for money.

This may be tempting at first. However, to avoid disappointment, you must resist exchanging your money for so-called leaked winning numbers.

Money Flipping Scams

These scams are also known as Multiplying scams. Here, the scammer promises to convert a small amount into a larger one (e.g. GHS 50 to GHS 100).

A scam like this may be attractive, however, the only one who benefits is the one behind the scam.

Avoid sending another person your money in hopes of having it doubled.

Prize/ Sweepstake Scams

Have you ever come across a message saying Amazon is giving away free iPhones for their 30^th Anniversary?

If yes, that was a sweepstake scam that promises freebies in exchange for information or money.

Once the scammer has your information, they can go on to use your identity for the wrong purposes.

To protect yourself, you should not share your personal information with sketchy websites.

Visa Scams

In the wake of young Ghanaians seeking greener pastures in other countries, visa scams have become rampant.

You may come across a webpage asking for recruits to another country (e.g Canada, USA etc) and asking you to fill out a form. You may then be asked to share it with other contacts to increase your chances of being selected.

The result is similar to prize scams. The scammer gains access to your information and can engage in dubious activities with it.

To be safe, forward any questions about travels to the relevant embassies.

Online Shop Scams

I’ve seen several users on social media who have fallen victim to this scam.

For this scam to be successful, the scammer has to convince the buyer to pay for a product before they receive it. Once the money is received, they end communication with the buyer.

Many people have fallen for this scam, but I believe there is an easy solution.

Before sending money to an online vendor, be sure to receive the product first. This will help ensure that you are not scammed.

If payment after delivery is not an option, ask whether you can pick the product up from a physical location.

Another helpful tip is to run the content of suspicious vendors through Truecaller. Most times there is a scam flag for such stores.

Phishing Scams

Phishing scams are conducted with the goal of stealing your information such as; passwords and credit card details. 

They are usually achieved via email but can also be done using social media apps. The outcome is to get the victim to open a malicious link, through which the scammer can access personal details.

To get around this, you should not open links from emails or users you do not trust.

Final thoughts

There are a lot of scams out there, and it’s important to be aware of them so that we can protect ourselves.

As a rule of thumb, it is better to err on the side of caution than otherwise.

Scammers are always coming up with new ways to trick people. It’s important to stay informed about the latest scams and best practices for online safety.

Writer Bio: Deo Daaduam is a Ghanaian tech blogger. He writes about the latest technology trends, gadgets, and tips to help people make the most out of their devices. IG: @quarmecaptainn